BEGIN:VCALENDAR VERSION:2.0 PRODID:-//Biddinger, Schrot & Rolando, PC - ECPv6.10.0//NONSGML v1.0//EN CALSCALE:GREGORIAN METHOD:PUBLISH X-ORIGINAL-URL:https://www.beelderlaw.com X-WR-CALDESC:Events for Biddinger, Schrot & Rolando, PC REFRESH-INTERVAL;VALUE=DURATION:PT1H X-Robots-Tag:noindex X-PUBLISHED-TTL:PT1H BEGIN:VTIMEZONE TZID:America/New_York BEGIN:DAYLIGHT TZOFFSETFROM:-0500 TZOFFSETTO:-0400 TZNAME:EDT DTSTART:20260308T070000 END:DAYLIGHT BEGIN:STANDARD TZOFFSETFROM:-0400 TZOFFSETTO:-0500 TZNAME:EST DTSTART:20261101T060000 END:STANDARD END:VTIMEZONE BEGIN:VEVENT DTSTART;TZID=America/New_York:20260730T180000 DTEND;TZID=America/New_York:20260730T190000 DTSTAMP:20260421T172606 CREATED:20260416T204848Z LAST-MODIFIED:20260416T205945Z UID:5636-1785434400-1785438000@www.beelderlaw.com SUMMARY:Social Security: When Should I Take It—and Why? DESCRIPTION:Join us for our Social Security Planning Workshop\, where we’ll explore when to take benefits and how to make the decision with confidence.\nGet the Information You Need to Protect Yourself and Your Loved Ones\nSocial Security: When Should I Take It—and Why?\nFor many people\, Social Security is one of the most important sources of retirement income. \nBut deciding when to take it is not always straightforward. \nYou can start benefits as early as age 62\, wait until full retirement age\, or delay benefits to increase your monthly amount. Each option has different financial implications depending on your health\, income needs\, retirement plans\, and overall financial picture. \nUnfortunately\, many people make this decision without fully understanding the long-term impact. \nThis workshop is designed to help you understand how Social Security works so you can make a more informed decision about when to begin taking benefits—and how that choice fits into your overall retirement and Estate Planning strategy. \n\n🔹 What You’ll Learn\n\nHow Social Security benefits are calculated\nThe difference between early\, full\, and delayed retirement benefits\nHow taking benefits early can affect your long-term income\nHow delaying benefits can increase monthly payments\nHow working in retirement may impact your benefits\nHow Social Security fits into your overall retirement income plan\nCommon mistakes people make when deciding when to file\n\n\n🔹 Why This Decision Matters\nThe timing of Social Security benefits can significantly impact your lifetime income. \nWithout a clear understanding of the rules and tradeoffs\, individuals may: \n\nLeave long-term income on the table\nMisalign benefits with other retirement resources\nMake decisions based on short-term needs rather than long-term stability\n\nHaving a clear strategy can help ensure your benefits support—not limit—your retirement goals. \n\n🔹 Who Should Attend\n\nIndividuals approaching retirement age\nThose currently deciding when to take Social Security\nSpouses coordinating retirement timing\nAnyone who wants to better understand how Social Security fits into their overall plan\n\n\n🔹 Everything You’ll Walk Away Understanding\n\nHow Social Security benefits are determined\nWhat happens when you take benefits early vs. later\nHow to evaluate timing based on your personal situation\nHow Social Security interacts with other retirement income\nWhat factors should be considered before making a decision\n\n\n🔹 Join Us\n📅 July 30⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road\, Caro\, MI 48723 \nUse the form below to reserve your seat. \nAll attendees will receive a complimentary consultation.\n\n\n \n X/TwitterThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)\n \n \n \n First\n \n \n \n \n Last\n \n \n Email(Required)\n \n Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other\, please explain\n This site is protected by reCAPTCHA and the Google\n Privacy Policy and\n Terms of Service apply. URL:https://www.beelderlaw.com/event/social-security-when-to-take-and-why/ LOCATION:Caro Office\, 1205 E. Caro Road\, Caro\, MI\, 48723 CATEGORIES:Estate Planning ATTACH;FMTTYPE=image/jpeg:https://www.beelderlaw.com/wp-content/uploads/1-1.jpg ORGANIZER;CN="Biddinger%2C Schrot & Rolando%2C PC":MAILTO:lawoffice@beelderlaw.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20260924T180000 DTEND;TZID=America/New_York:20260924T190000 DTSTAMP:20260421T172606 CREATED:20260417T144049Z LAST-MODIFIED:20260417T144451Z UID:5644-1790272800-1790276400@www.beelderlaw.com SUMMARY:Revocable or Irrevocable Trust—Which One and Why? DESCRIPTION:Join us for a Trust Planning Workshop where we’ll break down the differences between Revocable and Irrevocable Trusts—and how to choose the right approach for your goals.\n\nGet the Information You Need to Protect Yourself and Your Loved Ones\n\nRevocable or Irrevocable Trust—Which One and Why?\nNot all Trusts are the same. \nIn fact\, one of the most common questions people have when starting the Estate Planning process is:Should I have a Revocable Trust or an Irrevocable Trust—and what’s the difference? \nThe answer depends on your goals. \nEach type of Trust serves a different purpose\, offers different levels of control\, and comes with different benefits and limitations. Without a clear understanding of how they work\, it can be difficult to know which approach is right for you. \nThis workshop is designed to break that down in a way that’s easy to follow and practical. \nWe’ll walk through the key differences between Revocable and Irrevocable Trusts\, when each might be appropriate\, and how they can be used as part of a broader plan to protect your assets and your family. \n\n🔹 What You’ll Learn\n\nThe difference between Revocable and Irrevocable Trusts\nHow each type of Trust works in practice\nThe level of control you retain with each option\nHow Trusts can help avoid Probate\nHow certain Trusts can help protect assets\nWhen an Irrevocable Trust may be appropriate\nHow Trusts fit into Long-Term Care and Estate Planning strategies\n\n\n🔹 Why This Matters\nChoosing the right type of Trust can impact: \n\nHow your assets are managed during your lifetime\nWhat happens to those assets after your death\nWhether your assets are protected in certain situations\nHow much flexibility you have to make changes over time\n\nWithout understanding these differences\, it’s easy to choose a strategy that doesn’t fully align with your goals. \n\n🔹 Who Should Attend\n\nIndividuals considering creating a Trust\nThose who already have a Trust but want to better understand it\nFamilies exploring ways to protect assets\nAnyone looking to make more informed Estate Planning decisions\n\n\n🔹 Everything You’ll Walk Away Understanding\n\nThe key differences between Revocable and Irrevocable Trusts\nHow to determine which type may fit your goals\nWhat trade-offs to consider when choosing a Trust\nHow Trusts can support both flexibility and protection\nHow to take the next step with clarity and confidence\n\n\n🔹 Join Us\n📅 September 24⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road\, Caro\, MI 48723 \nUse the form below to reserve your seat. \nAll attendees will receive a complimentary consultation.\n\n\n \n X/TwitterThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)\n \n \n \n First\n \n \n \n \n Last\n \n \n Email(Required)\n \n Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other\, please explain\n This site is protected by reCAPTCHA and the Google\n Privacy Policy and\n Terms of Service apply. URL:https://www.beelderlaw.com/event/revocable-or-irrevocable-trust/ LOCATION:Caro Office\, 1205 E. Caro Road\, Caro\, MI\, 48723 CATEGORIES:Estate Planning ATTACH;FMTTYPE=image/jpeg:https://www.beelderlaw.com/wp-content/uploads/Free-Seminar-6.jpg ORGANIZER;CN="Biddinger%2C Schrot & Rolando%2C PC":MAILTO:lawoffice@beelderlaw.com END:VEVENT BEGIN:VEVENT DTSTART;TZID=America/New_York:20261029T180000 DTEND;TZID=America/New_York:20261029T190000 DTSTAMP:20260421T172606 CREATED:20260417T143457Z LAST-MODIFIED:20260417T144255Z UID:5643-1793296800-1793300400@www.beelderlaw.com SUMMARY:Do I Really Need a Trust—or Is a Will Enough? DESCRIPTION:Join us for our Estate Planning Workshop where we’ll compare Wills and Trusts—and help you determine which option makes the most sense for your situation.\n\nGet the Information You Need to Protect Yourself and Your Loved Ones\n\nDo I Really Need a Trust—or Is a Will Enough?\nOne of the most common questions in Estate Planning is also one of the most important: \nDo I actually need a Trust—or is a Will enough? \nThe answer depends on your goals\, your assets\, and what you want things to look like for your family in the future. \nMany people assume a Will covers everything. Others believe a Trust is always the better option. The reality is\, each serves a different purpose—and understanding those differences is key to making the right decision. \nThis workshop is designed to bring everything together. \nWe’ll walk through how Wills and Trusts work\, when each may be appropriate\, and how to determine what fits your specific situation. \n\n🔹 What You’ll Learn\n\nThe difference between a Will and a Trust\nWhat a Will does—and what it doesn’t do\nHow a Trust works and what it can accomplish\nHow Probate factors into each option\nWhen a Trust may offer added benefits\nWhen a Will may be sufficient\nHow to evaluate what makes sense for your goals\n\n\n🔹 Why This Decision Matters\nChoosing between a Will and a Trust can affect: \n\nHow your assets are distributed\nWhether your Estate goes through Probate\nHow quickly your family can access assets\nThe level of privacy and control in your plan\n\nWithout a clear understanding\, it’s easy to rely on assumptions rather than making a decision that truly fits your needs. \n\n🔹 Who Should Attend\n\nIndividuals starting the Estate Planning process\nThose unsure whether they need a Trust\nFamilies reviewing or updating existing plans\nAnyone who wants clarity on how Wills and Trusts compare\n\n\n🔹 Everything You’ll Walk Away Understanding\n\nThe key differences between a Will and a Trust\nHow to determine which option fits your situation\nWhat factors should guide your decision\nHow to avoid common misconceptions\nWhat your next step should be\n\n\n🔹 Join Us\n📅 October 29⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road\, Caro\, MI 48723 \nUse the form below to reserve your seat. \nAll attendees will receive a complimentary consultation.\n\n\n \n X/TwitterThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)\n \n \n \n First\n \n \n \n \n Last\n \n \n Email(Required)\n \n Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other\, please explain\n This site is protected by reCAPTCHA and the Google\n Privacy Policy and\n Terms of Service apply. URL:https://www.beelderlaw.com/event/do-i-need-a-trust-or-is-a-will-enough/ LOCATION:Caro Office\, 1205 E. Caro Road\, Caro\, MI\, 48723 CATEGORIES:Estate Planning ATTACH;FMTTYPE=image/png:https://www.beelderlaw.com/wp-content/uploads/Complete-Estate-Plan.png ORGANIZER;CN="Biddinger%2C Schrot & Rolando%2C PC":MAILTO:lawoffice@beelderlaw.com END:VEVENT END:VCALENDAR