Biddinger, Schrot & Rolando, PC

How Do I Pay for Long-Term Care?
2026-05-28 18:00 - 19:00 (America/New_York) | Caro Office, 1205 E. Caro Road, Caro, MI, 48723
Join us for our Long-Term Care Planning Workshop, where we’ll walk through how care is paid for and what steps you can take to protect your assets and your family.

Get the Information You Need to Protect Yourself and Your Loved Ones

How Do I Pay for Long-Term Care?
Planning for long-term care is one of the most important—and often most overlooked—parts of Estate Planning.
Many families don’t think about it until a crisis happens. By then, the options can feel limited, the decisions rushed, and the financial impact overwhelming.
The reality is, long-term care is expensive. And without a plan in place, those costs can quickly affect everything you’ve worked hard to build.
This workshop is designed to help you understand your options before that point.
We’ll walk through how long-term care is typically paid for, what role programs like Medicaid can play, and how proactive planning can help protect both your assets and your loved ones.

🔹 What You’ll Learn

How long-term care is paid for—and why many families are caught off guard
The real cost of long-term care in Michigan
How Medicaid works and what it can (and cannot) cover
The basic rules for Medicaid eligibility
How Trusts and other planning tools can help protect assets
How to plan ahead to avoid spending down everything you own
The role of financial and medical decision-makers if you become incapacitated

🔹 Why Planning Ahead Matters
Without proper planning:

Families often pay out-of-pocket longer than expected
Assets can be depleted quickly
Important decisions are made under pressure
Loved ones may be left without clear guidance or authority

Planning ahead allows you to make informed choices, protect what matters most, and create a plan that works for your specific situation.

🔹 Who Should Attend

Individuals planning for their future care
Adult children helping aging parents
Families concerned about the cost of nursing home or in-home care
Anyone who wants to better understand how Medicaid fits into long-term care planning

🔹 Everything You’ll Walk Away Understanding

How long-term care is typically paid for
What Medicaid covers—and how to qualify
How to plan ahead to help protect your assets
What steps you can take now to avoid costly mistakes later
How to create a plan that supports both your care and your family

🔹 Join Us
📅 May 28⏰ 6:00 PM
📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

PhoneThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.

How Can I Stay at Home and Still Get Help?
2026-06-25 18:00 - 19:00
Join us for our In-Home Care Planning Workshop, where we’ll walk through how to stay at home safely while getting the help and support you need.
Get the Information You Need to Protect Yourself and Your Loved Ones
How Can I Stay at Home and Still Get Help?
For many people, the goal is simple: stay at home for as long as possible.
But as needs change, the question becomes more complex—What kind of help is available? Who provides it? And how is it paid for?
Without a plan, families often find themselves making quick decisions during stressful moments, unsure of what options exist or how to coordinate care.
The good news is, there are more resources and strategies available than most people realize.
This workshop is designed to help you understand how to remain at home safely while still getting the support you need.
We’ll walk through the different types of care available, how to put the right people and documents in place, and how planning ahead can make staying at home a realistic and sustainable option.

🔹 What You’ll Learn

The different types of in-home care and support services available
The difference between medical care and non-medical assistance
How to coordinate care between family members and professionals
What role Powers of Attorney play in managing care decisions
How to plan for safety, supervision, and changing needs over time
How in-home care is paid for—and what options may be available
When staying at home is realistic—and when additional care may be needed

🔹 Why Planning Ahead Matters
Without a plan in place:

Families may struggle to coordinate care or know where to start
Important decisions may be delayed or made under pressure
Safety concerns can go unaddressed
Loved ones may take on more responsibility than they’re prepared for

Planning ahead helps create a support system that allows you to remain at home longer—while maintaining safety, dignity, and peace of mind.

🔹 Who Should Attend

Individuals who want to remain at home as they age
Adult children helping parents plan for future care
Families currently navigating in-home care decisions
Anyone who wants to better understand available support options

🔹 Everything You’ll Walk Away Understanding

What options exist for receiving help at home
How to determine what level of care is appropriate
How to put the right legal and practical plans in place
How to coordinate care without becoming overwhelmed
What steps you can take now to make staying at home more achievable

🔹 Join Us
📅 June 25⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

CommentsThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.

Social Security: When Should I Take It—and Why?
2026-07-30 18:00 - 19:00
Join us for our Social Security Planning Workshop, where we’ll explore when to take benefits and how to make the decision with confidence.
Get the Information You Need to Protect Yourself and Your Loved Ones
Social Security: When Should I Take It—and Why?
For many people, Social Security is one of the most important sources of retirement income.
But deciding when to take it is not always straightforward.
You can start benefits as early as age 62, wait until full retirement age, or delay benefits to increase your monthly amount. Each option has different financial implications depending on your health, income needs, retirement plans, and overall financial picture.
Unfortunately, many people make this decision without fully understanding the long-term impact.
This workshop is designed to help you understand how Social Security works so you can make a more informed decision about when to begin taking benefits—and how that choice fits into your overall retirement and Estate Planning strategy.

🔹 What You’ll Learn

How Social Security benefits are calculated
The difference between early, full, and delayed retirement benefits
How taking benefits early can affect your long-term income
How delaying benefits can increase monthly payments
How working in retirement may impact your benefits
How Social Security fits into your overall retirement income plan
Common mistakes people make when deciding when to file

🔹 Why This Decision Matters
The timing of Social Security benefits can significantly impact your lifetime income.
Without a clear understanding of the rules and tradeoffs, individuals may:

Leave long-term income on the table
Misalign benefits with other retirement resources
Make decisions based on short-term needs rather than long-term stability

Having a clear strategy can help ensure your benefits support—not limit—your retirement goals.

🔹 Who Should Attend

Individuals approaching retirement age
Those currently deciding when to take Social Security
Spouses coordinating retirement timing
Anyone who wants to better understand how Social Security fits into their overall plan

🔹 Everything You’ll Walk Away Understanding

How Social Security benefits are determined
What happens when you take benefits early vs. later
How to evaluate timing based on your personal situation
How Social Security interacts with other retirement income
What factors should be considered before making a decision

🔹 Join Us
📅 July 30⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

X/TwitterThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.

What Happens When a Spouse Dies Without Planning?
2026-08-27 18:00 - 19:00
Join us for a workshop focused on what happens when a spouse passes without a plan—and how to take steps now to protect your family from unnecessary complications.

Get the Information You Need to Protect Yourself and Your Loved Ones

What Happens When a Spouse Dies Without Planning?
Losing a spouse is one of life’s most difficult experiences.
In the middle of that loss, the last thing anyone wants is to navigate legal, financial, and administrative uncertainty.
But when there is no plan in place, that’s often exactly what happens.
Without proper Estate Planning, surviving spouses can face delays, unexpected costs, and complicated processes—at a time when clarity and simplicity matter most.
This workshop is designed to help you understand what typically happens when a spouse passes away without planning, and how those situations can be avoided with the right steps in place.
We’ll walk through the practical and legal realities, so you can better protect yourself, your spouse, and your family.

🔹 What You’ll Learn

What happens when a spouse passes away without a Will or Trust
How assets are handled when no plan is in place
The role of Probate and how it can affect a surviving spouse
What decisions may be delayed or complicated
How jointly owned assets are treated
The importance of Powers of Attorney and other key documents
Steps that can be taken now to simplify things later

🔹 Why Planning Ahead Matters
Without a plan in place:

Surviving spouses may face unnecessary legal processes
Access to certain assets may be delayed
Important decisions may become more complicated
Additional stress can be added during an already emotional time

Planning ahead helps ensure that things are handled clearly, efficiently, and according to your wishes—so your loved ones can focus on what truly matters.

🔹 Who Should Attend

Married couples at any stage of life
Individuals who want to protect their spouse from unnecessary complications
Adult children helping parents review their plans
Anyone who wants to better understand what happens without planning

🔹 Everything You’ll Walk Away Understanding

What typically happens when a spouse dies without a plan
How Probate and asset distribution may affect a surviving spouse
What risks and delays can arise without proper documents
How to put a plan in place that protects your family
What steps you can take now to create clarity later

🔹 Join Us
📅 August 27⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

LinkedInThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.

Revocable or Irrevocable Trust—Which One and Why?
2026-09-24 18:00 - 19:00
Join us for a Trust Planning Workshop where we’ll break down the differences between Revocable and Irrevocable Trusts—and how to choose the right approach for your goals.

Get the Information You Need to Protect Yourself and Your Loved Ones

Revocable or Irrevocable Trust—Which One and Why?
Not all Trusts are the same.
In fact, one of the most common questions people have when starting the Estate Planning process is:Should I have a Revocable Trust or an Irrevocable Trust—and what’s the difference?
The answer depends on your goals.
Each type of Trust serves a different purpose, offers different levels of control, and comes with different benefits and limitations. Without a clear understanding of how they work, it can be difficult to know which approach is right for you.
This workshop is designed to break that down in a way that’s easy to follow and practical.
We’ll walk through the key differences between Revocable and Irrevocable Trusts, when each might be appropriate, and how they can be used as part of a broader plan to protect your assets and your family.

🔹 What You’ll Learn

The difference between Revocable and Irrevocable Trusts
How each type of Trust works in practice
The level of control you retain with each option
How Trusts can help avoid Probate
How certain Trusts can help protect assets
When an Irrevocable Trust may be appropriate
How Trusts fit into Long-Term Care and Estate Planning strategies

🔹 Why This Matters
Choosing the right type of Trust can impact:

How your assets are managed during your lifetime
What happens to those assets after your death
Whether your assets are protected in certain situations
How much flexibility you have to make changes over time

Without understanding these differences, it’s easy to choose a strategy that doesn’t fully align with your goals.

🔹 Who Should Attend

Individuals considering creating a Trust
Those who already have a Trust but want to better understand it
Families exploring ways to protect assets
Anyone looking to make more informed Estate Planning decisions

🔹 Everything You’ll Walk Away Understanding

The key differences between Revocable and Irrevocable Trusts
How to determine which type may fit your goals
What trade-offs to consider when choosing a Trust
How Trusts can support both flexibility and protection
How to take the next step with clarity and confidence

🔹 Join Us
📅 September 24⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

PhoneThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.

Do I Really Need a Trust—or Is a Will Enough?
2026-10-29 18:00 - 19:00
Join us for our Estate Planning Workshop where we’ll compare Wills and Trusts—and help you determine which option makes the most sense for your situation.

Get the Information You Need to Protect Yourself and Your Loved Ones

Do I Really Need a Trust—or Is a Will Enough?
One of the most common questions in Estate Planning is also one of the most important:
Do I actually need a Trust—or is a Will enough?
The answer depends on your goals, your assets, and what you want things to look like for your family in the future.
Many people assume a Will covers everything. Others believe a Trust is always the better option. The reality is, each serves a different purpose—and understanding those differences is key to making the right decision.
This workshop is designed to bring everything together.
We’ll walk through how Wills and Trusts work, when each may be appropriate, and how to determine what fits your specific situation.

🔹 What You’ll Learn

The difference between a Will and a Trust
What a Will does—and what it doesn’t do
How a Trust works and what it can accomplish
How Probate factors into each option
When a Trust may offer added benefits
When a Will may be sufficient
How to evaluate what makes sense for your goals

🔹 Why This Decision Matters
Choosing between a Will and a Trust can affect:

How your assets are distributed
Whether your Estate goes through Probate
How quickly your family can access assets
The level of privacy and control in your plan

Without a clear understanding, it’s easy to rely on assumptions rather than making a decision that truly fits your needs.

🔹 Who Should Attend

Individuals starting the Estate Planning process
Those unsure whether they need a Trust
Families reviewing or updating existing plans
Anyone who wants clarity on how Wills and Trusts compare

🔹 Everything You’ll Walk Away Understanding

The key differences between a Will and a Trust
How to determine which option fits your situation
What factors should guide your decision
How to avoid common misconceptions
What your next step should be

🔹 Join Us
📅 October 29⏰ 6:00 PM📍 Caro Office: 1205 E. Caro Road, Caro, MI 48723
Use the form below to reserve your seat.
All attendees will receive a complimentary consultation.

CommentsThis field is for validation purposes and should be left unchanged.This field is hidden when viewing the formTitleThis field is hidden when viewing the formOrganizerThis field is hidden when viewing the formTimeThis field is hidden when viewing the formAddressThis field is hidden when viewing the formMapLinkName(Required)

First

Last

Email(Required)

Phone(Required)(###) ###-####How many seats would you like to reserve?(Required)How did you hear about this event?(Required)WebsiteFacebookEmailFriendWeb AdMailNewspaperOtherIf other, please explain
This site is protected by reCAPTCHA and the Google
Privacy Policy and
Terms of Service apply.
